OTP Based Debit


The OTP Based Debit service is a payment method that is designed to run on banking networks. It allows customers to pay for transactions by debiting directly from their bank account, as opposed to processing through a card brand or scheme.

This service is being introduced by 1LINK as a standalone transaction set for its Members and Affiliates where customers can link their bank accounts to a payment acquiring channel, and subsequently make payments using their bank accounts through a direct debit.

The account verification and the payment debit are made secure using an OTP mechanism, which is sent to customer for authorization of each transaction request by the Issuer.


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Default Plan

100 calls per hour


Default Plan

6 APIs including

  • Financial Reversal REST 1.0.0
  • Account Verification and OTP Generation REST 1.0.0
  • OTP Based Debit REST 1.0.0
  • Financial Reversal SOAP 1.0.0
  • Account Verification And OTP Generation SOAP 1.0.0