OTP Based Debit
The OTP Based Debit service is a payment method that is designed to run on banking networks. It allows customers to pay for transactions by debiting directly from their bank account, as opposed to processing through a card brand or scheme.
This service is being introduced by 1LINK as a standalone transaction set for its Members and Affiliates where customers can link their bank accounts to a payment acquiring channel, and subsequently make payments using their bank accounts through a direct debit.
The account verification and the payment debit are made secure using an OTP mechanism, which is sent to customer for authorization of each transaction request by the Issuer.
APIs
Plans
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Default Plan
100 calls per hour
Default Plan
6 APIs including
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Financial Reversal REST 1.0.0
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Account Verification and OTP Generation REST 1.0.0
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OTP Based Debit REST 1.0.0
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Financial Reversal SOAP 1.0.0
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Account Verification And OTP Generation SOAP 1.0.0